M9
The Modern Agency Financial Tech Stack
The tools that work at your scale, and how they connectModule 9 of 10 · The Modern Agency Financial Tech Stack
One source of truth in QuickBooks. Everything else feeds it.
Accounting System
Standard with CPAs and buyers. Supports classes, locations, and clean monthly close. Everything else integrates into it.
AR / Invoicing
Automates follow-up reminders, supports recurring invoices, and ACH payments to reduce transaction fees.
Payroll
Simple payroll and reporting. Keeps payroll journal entries clean in QBO with minimal manual work.
Spend Controls & Cards
Virtual cards, approval workflows, receipt capture, and automatic QBO sync. Eliminates expense reimbursement entirely.
Dashboard & Forecasting
Clean financial dashboards, KPIs, and cash flow forecasting that pulls directly from QBO. Built for non-accountants.
Banking
Mercury or another modern business bank
Faster access, cleaner integrations, easier to separate operating and reserve accounts.
How the Stack Connects
Ramp and Gusto both sync to QuickBooks Online. Fathom pulls from QBO for reporting. One source of truth in QBO. Everything else feeds it.
Free
Get the Agency Financial OS
The full system, the calculator, and a weekly email for agency ownersDrop your email and we will send you the whole thing, plus the Google Sheet that runs the math for you.
No spam. Unsubscribe anytime.
Next
Next Step
Install this with someone who does it every dayMonthly bookkeeping, Fathom-based financial reporting, and fractional CFO advisory for marketing and creative agencies doing $300K to $5M. Logan works every account.